State of Microfinance Reports

The State of Microfinance in SAARC Countries

InM has undertaken a project to publish reports on State of Microfinance in different regions of the world each year starting from year 2009. For the introductory round of this project InM focused on South Asia. Consultants from member states of South Asian Association for Regional Cooperation (SAARC) has prepared comprehensive country reports on all eight South Asian countries-Afghanistan, Bangladesh, Bhutan, India, Maldives, Nepal , Pakistan and Sri Lanka. In these reports they traced and documented the origin, growth and development of the microfinance industry in each country. They investigated in detail using important parameters for both supply and demand sides of the industry the effectiveness of microfinance in poverty alleviation and delved into the sustainability issue of the microfinance institutions and/or self help groups (SHG).

Each document contains detailed information and analysis on microfinance models innovated and practiced in member states, performance of MFIs based on data on widening and deepening of their programs, impact of microfinance at the household level measured in terms of income, education, savings, assets, wealth, net worth etc. In addition there is a brief description on financing of MFIs in each report. Sustainability issue is also dealt with great details in the reports. Brief review of the regulatory regimes in each country is also incorporated in the documents. The reports conclude with a chapter devoted to the challenges facing MFIs and/or SHGs groups in respective courtiers.

The objective of the study is to present the global picture of the microfinance industry in South Asia from both supply and demand sides. The researchers at InM produced a comprehensive overview report on State of Microfinance in South Asia compiling information and analysis of all these individual country reports. After the completion of the report it was disseminated through an regional conference on "Microfinance in SAARC Countries: Sharing Lessons and Way Forward" in November 30-December 01, 2010 at Kathmandu, Nepal.

The State of Microfinance (Country Report) Country Download
Sri Lanka 


Any opinions expressed and policy suggestions proposed in the documents are the authors’ own and do not necessarily reflect the views of InM. The reports also do not represent the official stand of the Government of the countries studied.


The Institute for Inclusive Finance and Development (InM) is registered as an independent non-profit institution under the Societies Registration Act 1860.
The Institute works for developing the overall capacity of the financial sector and strengthening the links between the financial and real sectors through undertaking research, training, education, knowledge management and other programmes in priority areas including inclusive finance, microfinance, poverty and development.

Contact Us
+880 1729 072 881 /
Chetona Tower, 274/4 (8th Floor)
Monipur (60 Feet Road) Mirpur -2, Dhaka-1216, Bangladesh
© 2024 InM
Design by
crossmenu linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram