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PDF_logo Toward an Efficient and Sustainable Microinsurance Market: The Regulatory Perspective

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Toward an Efficient and Sustainable Microinsurance Market: The Regulatory Perspective


Paper No:02

Author:Syed M. Ahsan, Shubhasish Barua and Jaimie L. Tax

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Pages:25

While both microcredit and microinsurance products in the developing world have essentially emerged in a regulatory vacuum, the general consensus appears to be that self-regulation may have thus far served the global micrcredit industy adequately. The same premise is likely to be false when it comes to microinsurance since diffusion of the essence of insurance among the poor has proven non-trivial. The regulatory framework therefore has to target multiple goals such as to foster market innovations

 
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