Implementation of WaterCredit Adoption (WCAD) Programme (Phases III-V)

Updated on 01/09/2024 - By InM - No Comments

Following the successful completion of the first two phases of the WCAD programme, InM and Water.org signed an agreement on August 21, 2024, to implement the next three phases. This Agreement commences on September 1, 2024, and accomplishes on August 31, 2027. This new phase aims to expand access to small loans for impoverished households, providing affordable financing solutions to improve household water and sanitation facilities. Additionally, InM will offer climate resilience loans to those living in geographically vulnerable areas.

InM is partnering with eight microfinance institutions (MFIs) for this phase, including Gram Unnayan Karma (GUK), Shariatpur Development Society (SDS), Society Development Committee (SDC), Padakhep Manabik Unnayan Kendra (PMUK), BASA Foundation, Shakti Foundation for Disadvantaged Women (SFDW), Development Initiative for Social Advancement (DISA) and Integrated Development Foundation (IDF).

This phase will be implemented over three years, during which approximately 125,000 water supply and sanitation (WSS) loans are expected to be disbursed. These efforts aim to benefit around 537,500 people, leading to improved water and sanitation facilities and increased capital mobilisation.


The Institute for Inclusive Finance and Development (InM) is registered as an independent non-profit institution under the Societies Registration Act 1860.
The Institute works for developing the overall capacity of the financial sector and strengthening the links between the financial and real sectors through undertaking research, training, education, knowledge management and other programmes in priority areas including inclusive finance, microfinance, poverty and development.


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