Training News/Notice

Training on
Financial Analysis and Risk Management for Microfinance Practitioners

 

 1.0 COURSE OVERVIEW

Managing risk is an inherent part of delivering financial services today. This course covers the critical issues of financial analysis and risk management in a dynamic and interactive learning environment. The course will use the theory and practice of financial analysis and risk management in-line with standards and sector specific global best practices.

This seven-day course is designed to help MFIs to develop and improve the quality of their own risk management processes. The focus is on problem prevention, early detection, and control. The participants will get the opportunity to develop the knowledge, skills, and tools they require not only to support their respective areas or functions in implementing effective operational risk management but also for integrating risk management with disciplines including monitoring and compliance. It also positions them to become vital agents in improving risk-based thinking, supporting a positive risk culture and enabling their organisations to view risk as an opportunity.

The course does this by combining practical knowledge and application of risk management tools with a variety of techniques to identify its vulnerabilities, design and implement controls and monitor the effectiveness of controls with special focus on operational risks to avert financial risks as well. On completion of this course, the participants will have a solid understanding of how advanced risk management can benefit the MFIs to ensure sustainable growth in the years to come.

 2.0  BENEFITS OF ATTENDING 

  • Identify and prepare for threats vis-à-vis learn how to make contingency plans, explore strategies for developing and maintaining robust alternative plan for plausible risk management.
  • Design practical risk management tool kit for immediate use in the microfinance organisations.
  • An opportunity to learn the means of benchmarking the participants’ organisation in line with the KPI (Key Performance Indicators).
  • Models of digital financial inclusion practices.
  • Best practice sharing and networking with largest microfinance development organisations like PKSF, and Grameen Bank.

3.0 POTENTIAL GAINS

After completion of the course, participants will be able to:

  • EXPLAIN Risk Management Framework and Major Risks of MFIs;
  • IDENTIFY how to Assess and Prioritise Risks Applying Different Risk Management Tools;
  • ANALYSE Financial Statements for Setting Financial Indicators and Detect Early Signals to Avert the Losses Due to Delinquency;
  • UNDERSCORE Profitability & Financial Sustainability, Liquidity & Solvency in Microfinance Programmes applying Different KPIs (Key Performance Indicators);
  • DESCRIBE Best Composition of Asset Liability Management;
  • DEVELOP Risk Register, Internal Control System and Policies for Effective Management of Risk;
  • EXPLAIN Best Practices of Risk Management for Microfinance Institutions;
  • USE Cutting Edge, Best Practice Tools and Techniques to Identify Risk in terms of both Threat and Opportunity, Assess Risk Effectively and Select Appropriate Risk Treatment Measures;
  • CREATE Risk Communication Strategies and Initiatives to influence Stakeholders and set the Tone for Interactive Risk Management for sustainable growth.

4.0 WHO SHOULD ATTEND THIS COURSE

This programme is mainly targeted to Senior Microfinance Practitioners viz,

  • CEOs
  • Directors
  • Senior Managers
  • Banks dealing with Microfinance
  • Supervisory & Regulatory bodies, and
  • Academicians involved in microfinance, etc.

 5.0  MAJOR COURSE CONTENT

Module 1: Risk and risk mangement framework in Global Microfiannce

  • Modern view on risk
  • Why risk management for todays financial world
  • Risk management framework for microfinance operations
  • Identifying, assessing and prioritising risk
  • Developing strategies to manage risk

  Module 2: Modern risk and controls to ensure sustainability of MFIs

  • Operational & financial risk and control to maintain sustainable growth of MFIs
  • Institutional and external risks controlling mechanism
  • Interrelationships between different contemporary risks

 Module 3: Advanced financial analysis for MFIs

 A framework for evaluating MFIs

  • Risk detection through analysing financial statements vis-à-vis receiving early signals
  • Application and analysis of KPI (Key Performance Indicators)
  • Measurement and application of financial ratio analysis and DuPont system
  • Analysis and management of asset and liabilities for MFIs

Module 4: Developing risk register: Best global practices

 Risk measurement matrix to detect the extent of exposure to risk of MFIs

  • Developing risk register for effective risk management
  • Developing controling mechanism and prioritising the risks through risk rating

 Modfule 5: Advanced risk mitigation tools

 Internal control system as risk management tools.

  • Framework of internal control for MFIs.
  • Best practices of internal control techniques.
  • Developing internal control system and risk management policies.

Module 6: Models of digital financial inclusion

  • What and why digital financilal inclusion
  • Mobile financial services.
  • Role of digital finance platform towards risk mitigation in microfinance operations.
  • Designing MIS and automation structure for risk management.

Note: Field trips will be arranged at PKSF, an apex development organisation and lending agency of Bangladesh for Microfinance, Grameen Bank, bank for the poor; and Coast Trust, a national NGO-MFI where the delegates will gain hands-on field and institutional experiences with special focus on advanced financial and operational risk management of MFIs. The classroom session will be for 3 days at InM International Training Centre in Dhaka, the capital city of Bangladesh. The field trip and hands-on training will be for 4 days where the participants will be acquainted with the microfinance programmes in one of the coastal zone districts, Cox’s Bazar of Bangladesh, where the largest sea beach of the world is located. 

  

6.0  COURSE FEE

 USD 1,800 per delegate (inclusive of all). Partial scholarships are available for the candidates of developing countries.

  • Travel and Health Insurance: Air ticket cost and the health insurance should be borne by the delegates/participants.
  • Free Facilities:
  • The host organisation will provide free acommodation and food at their well furnished international training centre, pick and drop from and/to airport.
  • Field Trips in Dhaka and Cox’s Bazar: Field trips will be arranged at PKSF, Grameen Bank in Dhaka and the Coast Trust at Cox’s Bazar of Bangladesh, where the largest sea beach of the world is situated. The deligates will also visit the important historical places in Cox’s Bazar.

 

 7.0 ABOUT THE TRAINER

Distinguished professionals of international repute from Grameen Bank, PKSF and the host organisation, InM, will conduct the sessions.

Host: Institute for Inclusive Finance and Development (InM), Dhaka, Bangladesh

Duration: 7 Days (13 March 2020 to 19 March 2020)

Type: Residential

Venue: Dhaka, Bangladesh

Medium of Instruction: The language of instruction will be English. No translation could be provided.

Registration Deadline:

All registration forms (as per enclosed format) should be submitted by 29 February 2020, late applications will be considered subject to availability of the seat.  The registration form should reach by email.

Download registration form

 

Interested organisations/ individuals may contact InM to get further information.

Institute for Inclusive Finance and Development (InM)

Training Centre, House 30, Road 03, Block C, Monsurabad R/A, Adabor, Dhaka- 1207
PKSF Bhaban, E- 4/B, Agargaon, Sher-e-Bangla Nagar, Dhaka- 1207, Bangladesh
Tel: +88-02-8181066; Fax: +88-02-58155526.

E-mail: dirtraining@inm.org.bd   
              musadeque@yahoo.com

(Please use both the emails)

 

Workshop on RBM for Microfinance Programme of DSK: Let the Figures Talk

A specialised workshop, titled “Result Based Monitoring (RBM) for Microfinance Programme of DSK: Let the Figures Talk” was designed and organised for the professionals of Dushtha Shasthya Kendra (DSK) at InM Training Centre on 5 August 2019. The workshop was inaugurated by Dr. Mustafa K. Mujeri, Executive Director, InM. Dr. Dibalok Singha, MD, Executive Director, DSK, was present as special guest on the occasion. Among others, Mr. Shabbir Ahmed Chowdhury, Director, Education Division, InM and Dr. Md. Mosleh Uddin Sadeque, Director, Training Division, InM and moderator of the workshop were also present in the inaugural session. The main theme of the workshop was to identify and select the key indicators towards developing an RBM framework for DSK’s microfinance programme. This specially designed RBM added a new dimension to the existing monitoring framework of DSK.

 

Bilateral Cooperation with United Trust

A meeting was organised on 5 May 2019 at United Trust Headquarters in Dhaka between InM and United Trust (UT) for capacity building of DBP (Daridro Bimochon Prokolpo) staff members of Microcredit Scheme of UT, such that the organisation can become more productive and effective. Brig Gen A J M Fazlur Rahman, ndc, psc, Executive Director, UT, chaired the meeting. Among others, Mr. Abul Kalam Azad, General Manager, UT, Dr. Md. Mosleh Uddin Sadeque, Director, Training Division, InM, Mr. Md. Abdul Hye Mridha, Senior Deputy Director, InM were present in the meeting. Later, InM Training Team visited the Interest Free Microfinance Programme of UT field office at Melandah, Jamalpur and conducted TNA for the DBP staff. It is hoped that based on the TNA, different training programmes will be arranged for the DBP staff to strengthen UT’s interest free microcredit programme.

International Training Course on Advanced Risk Management 

     InM  organised an international course on the above  to address the  prudent risk management initiatives  and efficiency of microfinance field operations practiced in  the microfinance sector of Bangladesh. Senior professionals of Nepal and the Philippines microfinance organizations and  a cooperative joined the training course. This five-day course was designed to help MFIs to develop and improve the quality of their own risk management processes. The main focus was on problem prevention, early detection, and control. The course followed a combination of case studies, practical exercises and current affairs to bring material to life vis-à-vis covered the advanced risk management in a dynamic and interactive learning environment. Participants also visited Grameen Bank and the Sojag- NGO-MFI , their  field and head offices, PKSF and InM headquarters to learn hands-on experiences.  Dr. Mustafa K. Mujeri, Executive Director, InM inaugurated the training programme and Dr.Qazi Kholiquzzaman Ahmad , Chairman, InM distributed the certificates to the participants in the closing ceremony. Dr.Sadeque, Director, InM , was the course coordinator of this international course. It is hoped that the participants could clearly identify how advanced risk management can benefit the MFIs to ensure sustainable growth in the years to come.

     

International Training on ‘Advanced Microfinance Operations’

 The international training course titled “Advanced Microfinance Operations” was organised at InM Training Centre during 30 March – 4 April 2019 jointly with Banking Finance and Insurance Institute of Nepal Limited (BFIN), Nepal. A total of 11 participants attended the course. This six-day training aimed at providing a detailed understanding of risks in microfinance programme operations and management through experience sharing and visit to BRAC, Grameen Bank, PKSF etc. This will help the Nepali practitioners replicate the hard learning in their respective organisations. The training sessions were facilitated by experienced resource persons of repute at home and abroad.
 

  

   

 

Training for PKSF Partner Organisations (POs)

During the quarter, 10 batches of training on accounts & financial management, loan management of microenterprises, training of trainers (ToT), and ToT on SEP (sustainable enterprise project) policies and safeguard documents were organised by InM at the InM Training Centre jointly with PKSF for Partner Organisations’ staff members. A total of 220 professionals received training in the above mentioned areas.

 

 

PKSF Partner Organisations (POs) Training

During 20 – 23 January 2019 the course titled “Accounts & Financial Management” was organised at InM Training Center jointly with PKSF for the Branch level Accounts Officers of PKSF Partner Organizations. A total of 23 participants attended the course. This four-day training aims at providing a framework of accounts and financial management to the microfinance practitioners so that they can understand, prepare and interpret financial statements methodically. The training sessions were facilitated by experienced resource persons mainly from InM and PKSF.

 

InM and PKSF jointly arranged the training programme on “Loan Management of Microenterprise” to further strengthen the microfinance sector through employment creation vis-à-vis financial sustainability of the MFIs. This four-day training aims at providing a framework of microenterprise operations and management related issues so that the practitioners understand the programme to a broader aspect and take effective decision at their organisational level while financing the enterprises. During 21 – 24 January 2019, InM organised this training courses where 23 participants, mostly programme coordinators, Area Managers, Branch Managers selected by PKSF attended the course. The training sessions were facilitated by the resource persons from InM and PKSF.

InM has imparted a ToT (Training of Trainers) course jointly with PKSF that has been designed to enhance the trainer’s capabilities necessary for effective training design and delivery methods. It also aims at giving concept on training process, critical factors that contributes to a successful management of a training programme, adult learning principles and their implications in training design and delivery, importance of linking training needs to organizational needs, using appropriate training methods and media to conduct and facilitate a training session etc. 20 participants attended the ToT course that took place during 27 – 31 January 2019 at InM Training Centre, Dhaka. The participants were mostly microfinance and training professionals. The training sessions were facilitated mainly by the PKSF and InM resource persons.

 

Specially Designed Course for NGO-MFIs by InM

As per request of Executive Director, CODEC, a specialised course was designed for Branch Managers of CODEC. The title of the training is “Building Skills of Branch Managers on Microfinance Operations and Management at Field Level”. A total of 27 Managers joined the course at CODEC Training Centre, Chattogram during 14 – 17 January 2019.

This training especially focused on Risk Management at Branch level highlighting the early signaling techniques to avert losses due to delinquency. Senior and mid-level InM Trainers were the facilitators. It is pertinent to be mentioned that a total of 9 batches training will be conducted by InM in Patuakhali, Bagerhat and Chattogram.

 

 

Specially Designed Courses for NGO-MFIs by InM

As per request of Executive Director, CODEC, a specialised course was designed for Branch Managers of CODEC. The title of the training is “Building Skills of Branch Managers on Microfinance Operations and Management at Field Level”. A total of 25 Managers joined the course at CODEC Training Centre, Bagerhat during 17 – 20 December 2018.

This training especially focused on Risk Management at Branch level highlighting the early signaling techniques to avert losses due to delinquency. Senior and mid-level InM Trainers were the facilitators. It is pertinent to be mentioned that a total of 9 batches training will be conducted by InM in Patuakhali, Bagerhat and Chattogram.

 

 

 

 

Specially Designed Courses for NGO-MFIs by InM

As per request of Executive Director, CODEC, a specialised course was designed for Branch Managers of CODEC. The title of the training is “Building Skills of Branch Managers on Microfinance Operations and Management at Field Level”. A total of 27 Managers joined the course at CODEC Training Centre, Patuakhali.

This training especially focused on Risk Management at Branch level highlighting the early signaling techniques to avert losses due to delinquency. Senior and mid-level InM Trainers were the facilitators. It is pertinent to be mentioned that a total of 5 batches training will be conducted by InM in Patuakhali, Bagerhat and Chattogram.

 

 

 

 

 

 

Specially Designed Courses for NGO-MFIs by InM

As per request of Executive Director, CODEC, a specialised course was designed for Branch Managers of CODEC, Chattogram. The title of the training is “Building Skills of Branch Managers on Microfinance Operations and Management at Field Level”. A total of 24 Branch Managers joined the course at their training centre.

This training especially focused on Risk Management at Branch level highlighting the early signaling techniques to avert losses due to delinquency. Senior and mid-level InM Trainers were the facilitators. It is pertinent to be mentioned that a total of 5 batches training will be conducted by InM in Chattogram, Patuakhali and Bagerhat.