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PDF_logo Micro Health Insurance in Bangladesh: Innovations in Design, Delivery and Distribution Channels

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Micro Health Insurance in Bangladesh: Innovations in Design, Delivery and Distribution Channels


Paper No:17

Author:Syed M. Ahsan, Syed Abdul Hamid, Shubhasish Barua, Mohammad Rifat Haider and Chowdhury Abdullah Al Asif

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Pages:37

Bangladesh needs to start afresh with innovative means of financing the provision of health care since in its absence the poor end up relying largely on self-insurance devices to mitigate health risks, which entails high implicit premiums. Existing insurance type programmes essentially consist of subsidy-oriented interventions, not necessarily in kind, requiring upfront cash at each stage of service delivery, hence failing to overcome the incidence of high out-of-pocket (OOP) payments, nor do the existing programmes succeed in dealing with events leading to catastrophic payments.

 
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